What Car Rental Insurance Really Covers

Insurance is one of the most confusing parts of the rental process. Here is a simple breakdown.

Vehicle damage coverage

This covers damage to the rental car, usually with a deductible that can be reduced by adding extra protection.

Third-party liability

This protects you against damage to other vehicles, property, or people.

What is not covered

Driving under the influence, leaving authorized roads, or allowing an unregistered driver to operate the vehicle are typically excluded.

Always ask for the exact deductible amount before signing your rental agreement.